Enroll / Apply with Us for Multiple RTP® Accounts - Manage Everything with One Secure Login
How to Enroll in Multiple RTP® Accounts
Manage Multiple RTP® Accounts Seamlessly with a Single Login
In today's fast-paced financial landscape, businesses need instant and secure payment solutions. Real-Time Payments (RTP®) enables businesses to process immediate transactions without the delays of traditional banking.
At TodayPayments.com, we provide an innovative RTP® merchant solution that allows businesses to access multiple RTP® accounts from different banks and credit unions under one secure login. No more switching between platforms—streamline your payment processing with our advanced app, available 24/7.
Why Choose TodayPayments.com for Your RTP® Merchant Account?
Enroll / Apply with Us for Multiple RTP® Accounts - Manage Everything with One Secure Login
What Is an RTP® Merchant Account?
A Real-Time Payments (RTP®) Merchant Account enables businesses to send and receive instant payments across multiple financial institutions. With RTP®, you can process transactions securely and in real time without the constraints of banking hours.
How to Enroll in Multiple RTP® Accounts
With TodayPayments.com, businesses can apply for and consolidate multiple RTP® accounts into one easy-to-use platform for real-time transactions.
Alias-Based Transactions for Added Security
Instead of using traditional banking details, RTP® transactions can be completed with a mobile number or email address as an alias, ensuring greater privacy and security.
Key Benefits of Managing Multiple RTP® Accounts with One Login
Centralized Account Management
Handle multiple RTP® accounts from different banks and credit unions with one login, one dashboard, and complete visibility.
Multiple Merchant IDs (MIDs) for Your Business
Assign unique MIDs for different business locations, divisions, or departments to simplify transactions and reporting.
Customized Hosted Payment Pages
Create personalized payment pages and send secure RTP® payment requests via SMS, email, or mobile invoicing.
QuickBooks® Integration for Automated Accounting
Synchronize RTP® transactions directly with QuickBooks® for seamless reconciliation and real-time financial tracking.
Steps to Get Started with Multiple RTP® Accounts
✅ Visit
TodayPayments.com and enroll for an RTP® merchant account
✅ Use Monikers or Aliases instead of full banking
details for enhanced security
✅ Link
multiple RTP® accounts with different financial institutions under
one login
✅ Enjoy real-time transactions
without banking delays
Why Choose TodayPayments.com for Your RTP® Merchant Account?
Lower Transaction Costs
RTP® reduces the need for costly credit card transactions and ACH fees, maximizing your revenue.
⚡ 24/7 Instant Payments
Unlike ACH or wire transfers, RTP® processes payments in seconds, anytime, anywhere.
Enhanced Security & Fraud Protection
Using alias-based transactions protects sensitive banking details and prevents fraud.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Get free real-time reconciliation, simplifying cash flow and bookkeeping.
Optimized for Multi-Bank Transactions
Manage and process payments across different banks and credit unions seamlessly.
Industries That Benefit from RTP® Merchant Accounts
E-Commerce & Retail
Accept instant payments for online and in-store transactions without ACH delays.
Business-to-Business (B2B) Payments
Enable quick settlements between suppliers, wholesalers, and partners.
Subscription & Recurring Billing
Set up automated instant payments for memberships, SaaS, and billing cycles.
Freelancers & Contractors
Get paid instantly for services without waiting on checks or ACH deposits.
High-Risk Merchants & Enterprises
Industries facing banking restrictions can use RTP® to process payments seamlessly.
Transform Your Business with Multiple RTP® Accounts
With TodayPayments.com, you can effortlessly manage multiple RTP® accounts across different financial institutions from a single dashboard.
✔️ Secure alias-based
payments for enhanced privacy
✔️ No need to
visit banks physically—apply online 24/7
✔️
Cost-effective transactions compared to credit card and ACH
payments
✔️ Instant transaction processing
for faster cash flow
✔️ Integrated with
QuickBooks® for real-time financial tracking
Sign up today at TodayPayments.com and start managing your RTP® merchant accounts efficiently!
Creation Request for Payment Bank File
Enhance Your Multiple FedNow Accounts using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website "Your Website" - Hosted Payments Page or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
