
Enroll / Apply with Us for Multiple FedNow® Accounts - Manage Everything with One Secure Login
What Is a FedNow® Merchant Account?
Unlock 24/7 Access to Multiple FedNow®
Accounts with One Login
The FedNow® Service is revolutionizing
instant payments for businesses, enabling seamless and real-time
transactions across multiple banks and credit unions. At
TodayPayments.com, we streamline your merchant payment
experience, allowing you to manage multiple FedNow® accounts
with just one secure login.
With our cutting-edge platform, businesses can
enroll and consolidate their FedNow® accounts while utilizing
mobile numbers or email addresses as transaction identifiers
instead of revealing sensitive banking details. Whether you have
one or multiple FedNow® accounts across various financial
institutions, we provide a single, unified solution for
secure, efficient, and cost-effective transactions.
How to Enroll in Multiple FedNow® Accounts

📌 Enroll / Apply with Us
for Multiple FedNow® Accounts - Manage Everything with One Secure
Login
📌 What Is a FedNow®
Merchant Account?
A FedNow® Merchant Account allows
businesses to send and receive instant payments via
multiple financial institutions in a single, secure
interface. No more waiting for ACH delays or relying on
traditional banking hours—FedNow® is available 24/7, 365
days a year.
📩 How to Enroll in
Multiple FedNow® Accounts
Our TodayPayments.com platform enables
businesses to apply for and consolidate FedNow® accounts
across different banks and credit unions.
🔐 Alias-Based
Transactions for Enhanced Security
Instead of exposing full banking details,
businesses can process FedNow® transactions using mobile numbers
or email addresses as aliases.
🔄 Key Benefits of
Multiple FedNow® Accounts Under One Login
💼 Seamless Account
Consolidation
Easily manage multiple FedNow® accounts
from different banks and credit unions in a single login
portal.
💳 Flexible Merchant ID
(MID) Assignments
Create unique MIDs for different branches,
departments, or locations to streamline financial
transactions.
📊 Custom Hosted Payment
Pages
Generate personalized payment pages
and send secure FedNow® payment requests via SMS, email, or
mobile invoicing.
📈
QuickBooks® Integration
for Real-Time Accounting
Sync FedNow® transactions directly with
QuickBooks® for automated reconciliation and real-time cash
flow tracking.
📜 How to Get Started with
Multiple FedNow® Accounts
✅ Visit TodayPayments.com and
sign up for your FedNow® merchant account
✅
Use Monikers or Aliases instead of full banking details for added
security
✅ Connect multiple financial
institutions with just one login
✅ Enjoy
real-time payment processing 24/7
💡 Why Choose
TodayPayments.com for Your FedNow® Merchant Account?
💲 Lower Transaction Costs
FedNow® bypasses traditional credit card
and ACH fees, saving businesses time and money.
⚡ Instant, 24/7 Payment
Processing
Unlike ACH or wire transfers, FedNow®
processes payments in real-time, without banking delays.
🔐 Enhanced Security &
Fraud Protection
Alias-based payments reduce the risk of
fraud and data breaches, ensuring secure transactions.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Enjoy free real-time reconciliation to
simplify cash flow management for businesses.
📌 Optimized for
Multi-Bank Transactions
Handle transactions across different banks
and credit unions from one streamlined interface.
📌 Industries That Benefit
from FedNow® Merchant Accounts
🛍 E-Commerce & Retail
Accept instant payments for online and
in-store transactions without ACH delays.
🏢 Business-to-Business
(B2B) Payments
Enable quick settlements between
suppliers, wholesalers, and partners.
🔄 Subscription &
Recurring Billing
Set up automated instant payments for
memberships, SaaS, and billing cycles.
👩💻 Freelancers &
Contractors
Get paid instantly for services without
waiting on checks or ACH deposits.
🚀 High-Risk Merchants &
Enterprises
Industries facing banking restrictions can
use FedNow® to process payments seamlessly.
🚀 Power Your Business
with Multiple FedNow® Accounts
With TodayPayments.com, you can
seamlessly manage multiple FedNow® accounts from different
financial institutions under a single login.
✔️ Secure, alias-based
payments for enhanced protection
✔️ No need
to visit banks physically—apply online 24/7
✔️
Lower fees compared to credit cards and ACH payments
✔️ Instant transaction processing for better cash
flow
✔️ Streamlined integration with
QuickBooks® for real-time reconciliation
📢 Sign up today at
TodayPayments.com and start managing your FedNow® merchant
accounts effortlessly!
Creation Request for Payment Bank File
Enhance Your Multiple FedNow Accounts Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Multiple FedNow Accounts payment processing pricing